RV/Camper Insurance

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Price Vs. Cost

When looking for coverage for your RV/Camper, look beyond the amount you'll pay every month (price).
Saving a few dollars every month could leave you paying thousands of dollars out of pocket in the event of a claim (cost). 

Our Approach

As an independent agency, we have access to many excellent companies with some of the best rates around. We evaluate your specific situation, and then match you with the best company for your individual needs.
We strive for the best coverage at the best price every time!   

Coverage & Limits to Consider

Liability

 Covers the costs associated with injuries and property damage you are responsible for if you cause an accident.

The liability limits selected should be high enough to shield your personal assets (property, savings, investments, etc.)

Having inadequate liability limits can lead to financial ruin if you are held liable for an accident. All of your assets and even future wages could be at risk. 

Collision 

Covers the costs to repair or replace your damaged or destroyed vehicle after an accident, minus your deductible.

The collision deductible you choose can have a significant impact on the amount you pay each month vs how much you'll pay in the event of an accident.

A higher deductible will lower your monthly cost, but will leave you with higher out-of-pocket expenses after an accident.

Comprehensive

Also known as "other than collision," this covers damage to your vehicle from hazards like animal collision, hail damage, and other forms of weather related damage.

 

Like collision coverage, the deductible you choose can have a significant impact on how much you pay each month vs out-of-pocket expenses.

 

Your comprehensive deductible can often be different than your collision deductible. Contact us to find out more.

Medical Payments

Covers the costs of injuries for you and others in your vehicle after an accident, regardless of who was at fault.

Rental Reimbursement

Pays a certain amount daily, up to a specified total amount for a replacement vehicle if yours is in the shop for repairs.

There are usually several limit options available for this coverage, so it's important to discuss this with your agent to make sure you have the limit you desire.

Towing

Typically comes in two forms - Towing reimbursement only and roadside assistance.

Towing Only- Reimburses you for the cost of having your vehicle towed, up to a total specified amount.

Roadside Assistance- This coverage varies greatly from company to company, but usually provides a more comprehensive towing solution, battery jump start, and emergency lock-out services. Talk to your agent to find out your company's specific roadside assistance program.

Are you ready for a better insurance experience?

Contact us today for a consultation.

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