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Drop a Gear Without Fear
Two wheels don't mean it's only half the fun.
It also doesn't mean that an accident is less likely to occur.
You can't always know what lies ahead in the road.
Grass clippings, deer, or even inattentive drivers can turn a joy ride into a nightmare.
While you can't always control what happens, you can have reassurance in knowing how your insurance will react and who will be there for you on your worst day.
As an independent agency, we have access to many excellent companies with some of the best rates around.
A Honda is quite different from a Harley, and just as you are probably loyal to a certain motorcycle brand because of what it offers, different insurance companies have different offerings, too
We evaluate your specific situation, and then match you with the best company for your individual needs.
We strive for the best coverage, at the best value, with the best service, every time!
Covers the costs associated with injuries and property damage you are responsible for if you cause an accident.
The liability limits selected should be high enough to shield your personal assets (property, savings, investments, etc.)
Having inadequate liability limits can lead to financial ruin if you are held liable for an accident. All of your assets and even future wages could be at risk.
Covers the costs associated with injuries and property damage you sustained in an accident not caused by you if the person who caused the accident does not have enough insurance or does not have insurance at all.
Covers the costs to repair or replace your damaged or destroyed vehicle after an accident, minus your deductible.
The collision deductible you choose can have a significant impact on the amount you pay each month vs how much you'll pay in the event of an accident.
A higher deductible will lower your monthly cost, but will leave you with higher out-of-pocket expenses after an accident.
Also known as "other than collision," this covers damage to your vehicle from hazards like animal collision, hail damage, and other forms of weather related damage.
Like collision coverage, the deductible you choose can have a significant impact on how much you pay each month vs out-of-pocket expenses.
Your comprehensive deductible can often be different than your collision deductible. Contact us to find out more.
Covers the costs of injuries for you and your passengers after an accident, regardless of who was at fault.
This coverage is very easy to access and exists to help avoid a larger liability situation (x-rays and ER visits are typically less expensive than a lawsuit).
Pays a certain amount daily, up to a specified total amount for a replacement vehicle if yours is in the shop for repairs.
There are usually several limit options available for this coverage, so it's important to discuss this with your agent to make sure you have the limit you desire.
Reimburses you for the cost of having your vehicle towed, up to a total specified amount.
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